If you’re facing a lawsuit, your best option may be to admit fault. But if you’re in the process of filing an insurance claim, you might want to think twice before admitting guilt.
There are several reasons why making such an admission is a bad idea:
It May Not Be True
Insurance companies get involved in car accidents all the time and have teams of experienced investigators who know exactly what they’re looking for. If they determine that the accident wasn’t your fault, they will deny your claim and force you to sue the other driver for damages to your vehicle.
Going with a reputable law firm is a great way to avoid any loophole in these cases.
It Can Affect Your Insurance Rates
If you’re found guilty of being at fault for an accident, then it’s likely that your insurance carrier will raise your rate significantly or cancel your policy altogether. This means you’ll have to find another insurance company, which could be difficult if you live in a no-fault state where drivers are required by law to carry personal injury protection (PIP).
What Can You Do?
If you were in an accident and you’re not sure who was at fault, you can always wait until the police arrive to make any statements.
If it’s a minor fender bender, there’s no need to even call the police if both drivers agree on what happened and no one is injured. It’s always a good idea to exchange information with other drivers — especially insurance information.
In some cases, however, you might want to speak with the driver of the other car before calling the police. This is a situation where admitting fault could be useful.
A car accident lawyer Bronx is highly recommended.
Should You Admit Fault In A Car Accident?
Admitting fault in an accident can be dangerous. If someone was injured in an accident, they’ll likely file an insurance claim or lawsuit against the driver at fault — and that could be you if you admitted fault at the scene of the crash. Also, your insurance company may not be thrilled about covering damage from an accident if you admitted fault.
In some cases, however, admitting partial or total fault for a crash can be beneficial for both parties because it allows both drivers to skip waiting for law enforcement and move on faster. This usually happens when damage is minimal or no one was injured in the crash.
In fact, admitting fault can be used against you when it comes to settling with the other driver’s insurance company or filing a claim with your own insurance company.
In most cases, you shouldn’t admit fault after a car accident. Instead:
- Exchange contact information with the other driver.
- Contact your insurance company to file a claim.
- Be respectful and cooperative with law enforcement officers on the scene.
- Refrain from making any statements about the accident until you have spoken to an experienced car accident attorney.
Bronx Injury Lawyers P.C. can help you get the most out of your case. As part of one of the best law firms out there, our attorneys and lawyers are well-versed in the legal tactics usually required in such cases. A good car accident lawyer Bronx is hard to come by, and ours are not just professionals but affordable as well.